BharatPe achieves adjusted profits in fiscal year 25, yet revenue expansion rate decelerates
BharatPe, the Indian fintech startup, has made a significant stride in its business performance, reporting an adjusted profit before tax (PBT) of Rs 6 crore for the financial year ending March 2025[1][4]. This marks a significant turnaround from a net loss of Rs 342 crore in the previous year.
The company's recent profitability is a testament to its resilience and strategic growth. However, specific details about new startup ventures or wide-scale geographic expansion plans for FY25 are not explicitly outlined in the latest reported sources.
BharatPe is focusing on strengthening its core payment infrastructure and diversifying revenue streams. One such initiative is the implementation of sound boxes, which are emerging as lucrative revenue models within the fintech industry [5].
Despite the lack of detailed public updates, BharatPe remains an influential player in Indian fintech. The company has attracted investments from prominent global and domestic investors, maintaining a strong valuation [2].
BharatPe's CEO, Nalin Negi, stated that the company's profitability allows them to accelerate growth, enter new verticals, and solidify their position as a full-stack fintech leader. However, no specific future plans or strategies were mentioned.
In addition to its core business, BharatPe has increased its stake in its subsidiary Trillionloans to 74%. The assets under management for Trillionloans surpassed Rs 1,000 crore in the first nine months of FY25 [6].
Notably, Ashneer Grover, a co-founder of BharatPe, has severed all ties with the company as part of an agreement. The settlement with Grover was agreed upon last year [3].
In April, BharatPe received final authorization from the RBI to operate as an online payment aggregator [7]. The company has also scaled up two of its verticals: UPI TPAP via the BharatPe app and Invest BharatPe [8].
The latest financial details about BharatPe, such as the net loss for FY25 and the earnings before interest, taxes, depreciation, and amortisation (EBITDA), excluding ESOP costs, were not disclosed [9].
For more precise expansion plans or startup activities, these may become clearer in upcoming quarterly earnings or official company communications beyond the latest August 2025 reports.
[1] - [9] - References to be added upon request.
- BharatPe's concentration on enhancing its payment infrastructure and expanding revenue streams, such as the implementation of sound boxes, demonstrates the company's commitment to navigating the fintech industry by leveraging technology and investing wisely for growth.
- Despite Ashneer Grover's departure and the lack of detailed future plans in the recent reports, BharatPe's profitability, strategic investments, and successful ventures suggest a strong foundation for continued growth and a significant presence in the Indian business and fintech landscape.
