Weekly Roundup of Notable Startup Fundings in LATAM - Week 28, 2025 (Infographic)
Latin America is witnessing a significant surge in investments in AI-driven fintechs, while there is less emphasis on blockchain platforms and sustainable energy startups in recent reports. Here's a closer look at the key trends observed in each sector:
AI-Driven Fintechs
The region saw an 86% surge in fintech venture capital investments in 2024, contrary to the global trend of a 13% decline. This growth is driven by AI and sustainable development, with a focus on scalability and profitability.
Companies like Nubank are integrating AI into their platforms, enhancing services with machine learning for personalization and predictive analytics. Financial inclusion is also a priority, with AI-driven models by companies such as Tala helping to democratize access to capital for unbanked populations, offering microloans and credit scoring tools.
Fintechs are also prioritizing regulatory compliance, aligning innovation with financial returns.
Blockchain Platforms
While there is significant growth in fintech, blockchain-specific investments are not as prominently reported in recent trends. However, fintechs often leverage blockchain technology for secure transactions and data management. The lack of detailed information on blockchain investments suggests it may not be as prominent as AI-driven fintech in current trends.
Sustainable Energy Startups
There is limited information available on the current trend of investments in sustainable energy startups in Latin America. The focus seems to be more on fintech and AI-driven innovations. However, startups like Tulum Energy are making strides in the sustainable energy sector, aiming to produce hydrogen at just $1.50 per kilo, undercutting many green hydrogen approaches.
Conclusion
Latin America is experiencing robust growth in AI-driven fintech, with a focus on scalability and profitability. While blockchain platforms and sustainable energy startups are less discussed in recent reports, fintech's embrace of AI demonstrates a strategic shift toward innovation and financial inclusion in the region.
This week, AI-driven fintechs, blockchain platforms, and hydrogen pioneers raised over $165 million, signalling growing investor interest in the region's digital infrastructure, cleantech, and financial inclusion markets. Key investments include:
- NG.Cash, a digital banking platform in Brazil, raised $26.5 million in Series B funding from NEA, Quantum Light, and Monashees.
- Tulum Energy plans to build its pilot plant in Mexico and supply hydrogen and carbon to adjacent steel manufacturing operations.
- Nexa tokenises assets like receivables and consortium shares.
- The new funding for NG.Cash will go toward expanding credit access for underbanked young adults and deepening the platform's use of AI in product development and personalisation.
- In Colombia, fintech lender Avista secured $10 million in private credit from Ninety One, structured by The Rohatyn Group (TRG).
- The platform recently moved out of beta.
- The investment for Canopy will be used to acquire software firms in finance, education, telecom, and more.
- Canopy, a new Brazilian company, received a $100 million investment from Bessemer Venture Partners and Cloud9.
- The deal reinforces growing investor interest in the region's "Silver Economy".
- Avista has raised a total of $400 million in capital to date.
- Tulum Energy, a spin-off from the Techint Group, secured a $27 million seed round for commercializing methane pyrolysis.
With global and local funds showing renewed confidence, Latin America is shaping up to be a key frontier for tech-driven transformation.
- The surge in investments in AI-driven fintechs has prioritized regulatory compliance, aligning innovation with financial returns in Latin America.
- Companies like Nubank in Latin America are integrating AI into their platforms, using machine learning for personalization and predictive analytics.
- Financial inclusion is a priority in AI-driven fintechs, with AI-driven models by companies such as Tala offering microloans and credit scoring tools to unbanked populations.
- While blockchain platforms are not as prominently discussed in recent trends, fintechs in the region are leveraging blockchain technology for secure transactions and data management.
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